Housing Policy: FHA Reforms Bringing New Risks as Well as Rewards
Easing restrictions should drive increased volume, but spot loans will challenge insurance fund stability Now that President Obama has signed Federal Housing Administration condominium reforms into law, it is time to make a clear-eyed assessment of the risks and rewards that HR 3700 will bring. It’s great that Congress has acted to ease regulations that […]
Property Valuation: Stay One Step Ahead in the Housing Market
CoreLogic 10-city composite Pending Price Index reveals home price change would remain flat in October and November A home price index (HPI) is a vital tool for understanding valuation and risk trends in real estate markets. CoreLogic offers both the CoreLogic HPI® and the CoreLogic Case-Shiller Index® (CSI). Both proprietary indexes are highly trusted, widely […]
Housing Policy: Symposium on Housing Finance
CoreLogic Hosts 4th Annual Data, Demand and Demographics On November 2, 2016, CoreLogic and the Urban Institute’s Housing Finance Policy Center hosted the fourth annual Data, Demand and Demographics: A Symposium on Housing Finance. The daylong event featured a number of notable keynote speakers and in-depth panel discussions. These included presentations on urban development, inclusionary […]
Natural Hazard Risk: Earthquake Risk Spotlight on New Zealand
The Shaky Isles Over the past five years, one of the countries to lead headline news with earthquake events has been New Zealand. Most recently, on November 14, 2016 (local time in New Zealand, November 13, GMT) a large megathrust earthquake struck off the east coast of the South Island along the southern end of […]
U.S. Housing Policy Outlook November 2016
National Flood Insurance Program Reauthorization – It’s Harder than it Looks Tip O’Neill, the long-time Speaker of the U.S. House of Representatives, famously said that “all politics is local.” He was right. Maybe this is why every month, FEMA notifies members of Congress when constituents in their districts or states will be affected by […]
U.S. Housing Policy Update November 2016
National Flood Insurance Program Reauthorization – It’s Harder than it Looks Tip O’Neill, the long-time Speaker of the U.S. House of Representatives, famously said that “all politics is local.” He was right. Maybe this is why every month, FEMA notifies members of Congress when constituents in their districts or states will be affected by […]
Videos: U.S. Economic Outlook November 2016
Multifamily Lending: Large Projects Dominate Credit Flows – This Year Through July, 1.1 Million Apartments Financed by $100 Billion in New Loans Multifamily mortgage lending appears to be on course in 2016 to edge out last year’s record volume of lending, with originations totaling near $200 billion. This total will be comprised of many […]
Housing Trends: Where Are Households in High-Cost Markets Buying Homes
Net Outward Migration from Higher-Priced Counties to Lower-Priced Counties Home prices in many high-cost areas such as San Francisco, New York City, and elsewhere, have sky-rocketed and become less affordable. A combination of tight supply and high demand (driven by an improving economy and strong job growth) has led to the affordability challenges in these […]
Housing Trends: Gravity Returns to San Francisco Housing Market
Biggest Risks Could Be External – Jobs, Stocks, Interest Rates San Francisco’s formerly red-hot housing market has cooled a bit since the county’s median sale price hit a record $1.3 million this April – one of the highest medians ever for a sizable U.S. county. Sales of existing San Francisco County homes through August fell […]
Housing Trends: Homeowner Mobility and Migration Trends
Mobility Down By a Third Over Last Three Decades and State-to-State Migration at 15-Year Lows CoreLogic has a new source of data for analyzing household demographic trends over time. Various data sets, including property tax records and recorded sale transactions, were linked to distinct consumers, tracking them chronologically through their chain of home purchases. The […]