Time is money, and no one wants to spend more of either. But there are ways to stay ahead of costly repairs that could result in DIY fails — or worse — insurance claims.

Here are 5 expert tips on how to become a home maintenance maven.

1. Set aside an annual budget of 1 percent of your home’s value for just-in-case situations.
2. Hire credible professionals to ensure home maintenance projects are done right.
3. Learn which projects are appropriate for DIY-oriented homeowners.
4. Clean, inspect and check home maintenance systems on a regular basis to avoid claims.
5. Know what your homeowners insurance policy covers and what it doesn’t.

This infographic was contributed by Esurance.